Fujian Lianjiang Rural Commercial Bank Fined 5.74 Million Yuan in Data Security Dual Penalty

On 15 September 2026 the People's Bank of China Fujian Branch warned Fujian Lianjiang Rural Commercial Bank and fined it 5.74 million yuan for seven violations, including data security management. Six employees were fined, including an information technology staff member fined 20,000 yuan for the data security violations.

Penalty against Fujian Lianjiang Rural Commercial Bank

On 15 September 2026, the People's Bank of China Fujian Branch published an administrative penalty decision against Fujian Lianjiang Rural Commercial Bank. The bank received a warning and a fine of 5.74 million yuan for seven violations.

The listed violations were: breach of account management rules; breach of merchant acquiring management rules; breach of data security management rules; breach of counterfeit currency business management rules; failure to perform customer identity identification as required; failure to file suspicious transaction reports as required; and conducting transactions with customers of unidentified identity.

Dual penalty on the institution and staff

Six bank employees were fined. Pan, of the information technology department, was held responsible for the data security management violations and fined 20,000 yuan.

The bill is a dual penalty: the institution and named individuals were sanctioned together, and data security was among the items that carried both corporate and personal liability.

Related 2026 data security penalties

Coverage by Bank Tech Research notes that data security penalties against banks have become more frequent, with dozens of banks receiving related bills in 2026. Dual penalty bills remain less common. Most named individuals come from technology departments; a minority come from other units.

On 8 September 2026, Zhejiang Yuhang Deshang Village Bank was warned, publicly criticized, and fined 1.095 million yuan for eight violations, including data security management and cybersecurity management. Ji of the bank and Gao of the information technology department were each held responsible for the data security management violations and fined 15,000 yuan.

On 21 May 2026, Huaxia Bank Lishui Branch was warned and fined 383,500 yuan for three violations, including data security management and cybersecurity management. Lin of the branch comprehensive management department was held responsible for the data security management violations and fined 15,000 yuan.

On 9 May 2026, Bank of China Fujian Branch was warned and fined 3.15 million yuan for seven violations, including data security management. Chen, then of the branch financial technology department, was held responsible for the data security management violations and fined 20,000 yuan.

Pattern of named liability

Across the four 2026 cases above, individuals held responsible for data security management violations were fined 15,000 yuan or 20,000 yuan. Three of the four named staff were from information technology or financial technology units. One was from a comprehensive management department.